Fixed, Adjustable & Specialized Programs

Choose the loan structure that fits your financial plan:

Property Management Software
  • Fixed-rate mortgages for stable, predictable payments
  • Adjustable-rate (ARM) options for lower initial rates
  • First-time homebuyer programs with down payment assistance
  • Tailored programs for self-employed, foreign nationals, or non-traditional income borrowers

📈 We help you compare every option and choose with confidence.

Bad vs Good Credit

Personalized Guidance & Compliance

With Noersy Fernandez, Licensed Loan Officer (NMLS #2492900), you receive personalized support and full regulatory compliance under Florida and federal lending laws.

We ensure that each loan meets all applicable underwriting, disclosure, and fair lending standards.

Loan Application & Pre-Approval Process

  • Free consultation: We discuss your goals and loan options.
  • Pre-qualification: Quick assessment of credit, income, and eligibility.
  • Application: Online submission with secure document upload.
  • Approval & Closing: We coordinate every step with your real estate agent.

🤝 Our priority: transparency, integrity, and a smooth loan experience from application to closing.

We proudly assist clients throughout Miami-Dade County, including:

Miami, Coral Gables, Hialeah, Doral, Kendall, Homestead, Cutler Bay, Miami Gardens, and surrounding areas.

We can also provide mortgage services for qualified buyers throughout the State of Florida.

Start Here – Get Pre-Approved Today

Get a Free Property Evaluation

Take the first step toward your new home.

Get in touch with Noersy Fernandez, your trusted Loan Officer in Miami-Dade County.